Sources Of Hearing Aid & Cochlear Implant Funding
Click here to read the results of our
Hearing Aid Insurance Poll
***** Please remember that if you have an unused hearing aid laying around, many of
organizations listed under Other Sources
would be more than happy to receive it and pass it along to someone who can use it!
Most of the time (we hope), there are no problems getting your insurance to
cover hearing aids or cochlear implants. We didn't have any problems with our
insurance covering either our son's hearing aids, or his cochlear implant.
Unfortunately, this is not always the case. We hope some of the following information will
be helpful to you who are having problems getting your hearing aid or cochlear
implant covered by your health care provider.
- What Does Health
Insurance Pay for Cochlear Implants
State Insurance Mandates for Hearing Aids
Statement on Insurance Coverage of Hearing Aids from
Hearing Loss Association of America
- If you were turned down by your insurance because they said a Cochlear
Implant was a hearing aid, and hearing aids are not covered under their policy,
it might be worth it to get a copy of the decision mentioned in Arizona's Medicaid Agency to Pay for Cochlear Implant
where it was found that the cochlear implant is not a hearing aid. Once
you have a copy of that document you'll be able to look and see what arguments
brought success in this case.
- If you've been turned down by your insurance company and your insurance is
self-funded through your employer, your employer can tell the
insurance folks whether or not to approve the device. Try to find out who in
administrator in your place of employment for the self-funded insurance and
see if you can't get them to approve it.
- Let Them Hear Foundation
Advocacy - If your insurance provider has denied
a request from your medical provider for certain hearing-related services, the
Let Them Hear Foundation has a nationwide Insurance Advocacy Program to assist
you in appealing the denial, free of charge.
- Kentucky -
Revised Statutes Chapter 304.17A.131 states "All
health benefit plans shall provide coverage for cochlear implants for persons
diagnosed with profound hearing impairment." Bill
SB 152 also passed and
requires all health benefit plans to provide coverage for hearing aids and
related services for persons under 18 years of age.
- Rhode Island -
Bill 00H7298 has passed both the House and Senate and will take effect April 1, 2001.
The bill amends Chapter 27 of the General Laws to include hearing aid
- Missouri -
376 of the Missouri Revised Statutes
- Maryland -
160 was signed into law in 2000 and mandates health insurance companies provide $1400.00 worth
of coverage per hearing aid every three years through the child's 18th
birthday. The bill will go into affect for new plans on Oct 1st, 2001 and as
plans are renewed through Oct 1st, 2001. He also signed a bill authorizing
$250,000 in state funds to create a loaner bank for children birth to three
years. As soon as a child is diagnosed with a hearing loss, hearing aids can
be loaned out for 6 months until the family can get the child their own
and/or decide which kind of hearing aids are appropriate (SB
281 & SB
- Read our Sample Letters of
- One Mom tells me that when she encountered some resistance from their
insurer they called and wrote their local senator and the insurance provider
Mandates for Hearing Aid Insurance
from Hearing Loss Association of
Assistance For Hearing Aids and Personal Assistive
from Hearing Loss Association of
***** Please remember that if you have an unused hearing aid laying around, many of these
organizations would be more than happy to receive it and pass it along to someone who can use it!
Lists of Other Sources (similar to this page you're on
Organizations with programs that can help
Check with your local Department of Health, or your
audiologist to see if there are any local or state programs not listed here.
These following links are not about places that will help
cover the costs of hearing aids, but they offer discounted hearing aids or
services and might be helpful. When choosing a hearing aid that is discounted in
price, please look into it thoroughly. Sometimes a reduced price means a
reduction in services.
Articles About Denial of Hearing Aids or Cochlear